To apply for a loan as a private individual with Cashare, you must meet certain requirements. Here are the key criteria:

1. Residence in Switzerland or Liechtenstein
   You must have a permanent residence in Switzerland or Liechtenstein to apply for a loan with Cashare.

2. Legal age
   Borrowers must be at least 18 years old.

3. Regular income
   You should have a regular income that allows for the repayment of the loan.

4. Good creditworthiness
   Your creditworthiness will be assessed. Cashare conducts a credit check to ensure that you are able to repay the loan. A negative entry in the debt collection register, the ZEK/IKO register, or any credit database may affect loan approval.

5. No active debt collection proceedings
   You must not be involved in any active debt collection or bankruptcy proceedings. Any paid-off entries in the debt collection register should ideally be removed before applying.

6. Compliance with KKG requirements
   Additionally, all requirements under the Consumer Credit Act (KKG) must be met. We strictly adhere to legal provisions to ensure responsible lending.

Note:

Further requirements may apply. A final loan approval can only be granted after a complete review of all information and documents. Cashare ensures that every application is thoroughly evaluated to confirm the borrower’s ability to repay the loan.