Our motto is "simple and fast," and we have designed the loan application process accordingly. Here are the steps for how you can apply for a loan with Cashare as a private individual:

  1. Start your loan application directly
    You can fill out the loan application immediately on our website – a separate registration is not required. First, select the desired loan amount and the term that suits your needs.

  2. Provide creditworthiness information and loan project details
    In the next step, you will need to provide the necessary information for the creditworthiness check, such as your income, expenses, and any existing debts. You will also provide details about your loan project so that we and potential investors get a complete picture.

  3. Automatic creditworthiness check
    After entering all the required information, a preliminary creditworthiness check is conducted online. If the check is not successful, you will have the option to reduce the loan amount or extend the term to improve your chances.

  4. Submit application after successful check
    Once the check is successful, you can submit your loan application to us with a single click. Your account is automatically created, and you just need to confirm your email address. You will receive an email with a confirmation link ("Activate Account").

  5. Comprehensive credit and financial review by Cashare
    After submitting your application, we will conduct a detailed and comprehensive credit and financial review. This review includes a thorough analysis of your financial situation and creditworthiness.

  6. Project publication and funding
    Once the review is successfully completed, your loan project is published on our platform. Investors can then participate in funding your loan. As soon as enough investors are found, the loan amount will be fully funded.

  7. Disbursement and repayment
    After successful funding, the loan amount will be disbursed to you. Repayment is made monthly, based on the agreed-upon terms, and is conveniently managed through Cashare.

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Delia Aellen
Delia Aellen
Jannis Schriever
Jannis Schriever
Titus Spirig
Titus Spirig
Ruben Rodrigues
Ruben Rodrigues