You can invest in private loans starting from CHF 100. The minimum for SME-loans is CHF 1000. However, it is important to invest in multiple loans in order to spread out the risk (diversification). The number of loans necessary to achieve a sufficient level of diversification varies depending on the rating and other factors. The greater the risk and hence the worse the rating the more loans you need to achieve a sufficient level of diversification. As a rule of thumb, a minimum investment in 20 loans should be envisaged.
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