To apply for a loan with Cashare as a private individual, you need to submit several important documents to verify your financial situation and creditworthiness. Here are the typical documents required:
Copy of a valid ID
Valid passport or identity card. For non-Swiss residents, a valid residence permit is also required.
Recent payslips
Generally, the payslips for the last three months are required to verify your income and financial stability.
Recent bank statement
A bank statement from the last three months showing your income, expenses, and other financial activities.
Debt collection register extract
A recent extract from the debt collection register to ensure that there are no outstanding debts or collection proceedings. This document should usually not be older than two weeks.
Loan contract (if refinancing an existing loan)
If you are planning to refinance or repay an existing loan, the current loan contract or confirmation of the remaining balance will be required.
Additional documents (depending on the situation)
In some cases, additional documents may be requested, such as:
- Payslips and bank statements over longer periods
- Proof of the 13th month’s salary
- Proof of other income sources
- Divorce certificates
- Tax returns
Cashare reserves the right to request further documents necessary for assessing creditworthiness.
By providing these documents, Cashare can thoroughly assess your creditworthiness and ensure that your loan application is processed quickly and efficiently.
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