The insurance provides the following coverage in different situations:

1. Life Insurance:
   In the event of the insured person’s death due to illness or accident, the insurance will cover the outstanding balance of the loan agreement, up to a maximum amount of CHF 100,000.

2. Disability Insurance:
   In case of total disability, the insurance will cover either the monthly loan installment as specified in the loan agreement, the outstanding loan balance on the 61st day of disability, or a maximum of CHF 2,000 per month, whichever is lower. The coverage is provided for up to 12 months per claim.

3. Unemployment Insurance:
   In case of involuntary unemployment, the insurance will also cover either the monthly loan installment, the outstanding loan balance on the 61st day of unemployment, or a maximum of CHF 2,000 per month. Coverage is provided for up to 12 months per claim.

GIC:  https://www.axa.ch/doc/amy9w