To apply for an SME loan, the following documents are required:

General Documents:

• Annual financial statements for the last 2 years (including interim financials for the current year)
• Cash flow statements (e.g., bank statements), if needed
• VAT statement of last year
• Valid ID of the authorized signatory (no driver’s license)

Documents for the Guarantor (if applicable):

• Valid ID of the guarantor (no driver’s license)
• Current tax assessment and tax return
• Additional proof of income and assets, if applicable

Documents for Property (for secured loans):

• Land register extract
• Building insurance policy
• Plans of the apartment or house (including volume specifications)
• Site plan
• Current photos of the apartment or house
• Property valuation report, if available
• Tenant profile for investment properties

These documents provide a comprehensive review of creditworthiness and collateral and are essential to process the loan application promptly and accurately.