The interest rate is based on your individual rating and, therefore, cannot be provided as a standard figure. However, our platform generally offers loans with interest rates starting at 3.9%.

The rating and interest rate depend primarily on the following factors:

• Annual financial statements: The company’s financial health plays a crucial role.
• Collateral: The value and coverage of the provided collateral impact the interest rate.
• Payment history: A positive track record of timely payments can improve the rating.
• Negative entries: Records in credit databases or debt registers adversely affect the rating.
• Loan term: A longer loan term increases the risk and generally results in a higher annual interest rate.
• Management: Strong commitment from the management can positively influence the interest rate.
• Industry and economic climate: Depending on the industry and current economic climate, the interest rate may be adjusted, with higher rates for high-risk industries.

These factors contribute to an accurate risk assessment and allow for a tailored interest rate.

For a personal offer tailored to your situation please file a SME loan application.